Terms of Service

Last Updated: 16 February 2026

These Terms of Service ("Terms") govern your access to and use of the Xolvido website at xolvido.com (the "Site") and the educational content we provide. By accessing or using our Site, you agree to be bound by these Terms.

1. Educational Content Only

The content provided on this Site is for educational and informational purposes only. Our content explains Chile's real estate crowdfunding regulations but does not constitute:

  • Legal advice or legal services
  • Investment advice or recommendations
  • Financial planning or consulting services
  • Tax advice or accounting services
  • Regulatory compliance certification or assessment

We are not a law firm and do not provide legal services. For legal advice about how regulations apply to your specific situation, consult a qualified attorney licensed in Chile.

2. No Professional Relationship

Your use of our Site and content does not create any attorney-client, advisor-client, or other professional relationship between you and Xolvido. Nothing on this Site should be construed as creating such a relationship.

3. Accuracy of Information

We strive to provide accurate and current information about Chilean crowdfunding regulations. However:

  • Regulations change, and content may not reflect the most recent updates
  • Our explanations are interpretations of regulatory texts, not official guidance
  • We make no warranties about the completeness or accuracy of content
  • You should verify information against official regulatory sources

4. No Investment Recommendations

We do not recommend, endorse, or evaluate specific crowdfunding platforms or investment opportunities. Our content explains regulatory frameworks - it does not assess whether any platform complies with regulations or whether any investment is suitable for you.

5. User Responsibilities

When using our Site, you agree to:

  • Use the Site and content only for lawful purposes
  • Not misrepresent our educational content as legal or investment advice
  • Not reproduce, distribute, or create derivative works from our content without permission
  • Not use automated systems to access or scrape the Site
  • Not attempt to interfere with the Site's operation or security

6. Intellectual Property

All content on this Site, including text, graphics, logos, and software, is the property of Xolvido or its licensors and is protected by Chilean and international copyright laws. You may view and print content for personal, non-commercial use only.

7. Third-Party Links

Our Site may contain links to third-party websites for reference purposes. We do not control these external sites and are not responsible for their content, privacy practices, or availability. Links do not constitute endorsement.

8. Limitation of Liability

To the maximum extent permitted by Chilean law:

  • We provide the Site and content "as is" without warranties of any kind
  • We are not liable for any damages arising from your use of the Site or reliance on content
  • We are not liable for any investment decisions or outcomes
  • We are not liable for errors, omissions, or outdated information in content
  • Our total liability to you for any claim shall not exceed the amount you paid to access the Site (currently zero)

9. Indemnification

You agree to indemnify and hold harmless Xolvido, its officers, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:

  • Your use of the Site
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Your misrepresentation of our content as professional advice

10. Changes to the Site and Terms

We reserve the right to:

  • Modify, suspend, or discontinue the Site or any content at any time
  • Update these Terms at any time by posting revised Terms with a new "Last Updated" date
  • Restrict access to the Site or certain content

Your continued use of the Site after changes constitutes acceptance of the updated Terms.

11. Termination

We may terminate or suspend your access to the Site at any time, without notice, for any reason, including violation of these Terms. Upon termination, your right to use the Site ceases immediately.

12. Governing Law and Jurisdiction

These Terms are governed by the laws of Chile. Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of Antofagasta, Chile.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Xolvido regarding use of the Site.

15. Contact Information

If you have questions about these Terms, please contact us:

Xolvido
Arturo Prat 632
Antofagasta, Chile
Email: info@xolvido.com
Phone: +56 55 277 0788

16. Acknowledgment

By using this Site, you acknowledge that:

  • You have read and understood these Terms
  • You agree to be bound by these Terms
  • You understand this is educational content, not professional advice
  • You will consult appropriate professionals for advice about your specific situation
  • You will not rely solely on our content for legal, investment, or financial decisions